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NRI Checklist

  • Two-passport size photograph of applicant, co-applicant, and GPA Holder.
  • Age, address, identity, signature proof for applicant/co-applicant/GPA holder.
  • GPA has to be attested from Indian embassy for customer signature and to be notarized locally for GPA holders signature.
  • Academic Qualification proof.
  • HR email address and applicant official and personal E-Mail address.
  • Work permit, Copy of Passport and Visa.
  • Last 3 years employment continuity proof.
  • Copy of the appointment letter with Latest CTC.
  • Latest 4-months pay slip.
  • Latest six month NRE/NRO bank statement & Salary credit bank statement with 6 salary credits.
  • Processing fee Cheque Initially, from NRE/NRO a/c paid in favor of AXIS BANK LTD., RAC PF ACCOUNT (which is Non-Refundable).
  • GPA Relationship proof.
  • Property Details : Property should be insured for SBA value for fire and earth quake or natural calamities.
  • No Fore-Closure charges.
  • No Prepayment Charges.
  • No Takeover Charges.
  • Rate of Interest : up to 30 Lakhs 8.75% and above 30 Lakhs 9.25%.
  • Processing fee: 1.00% of the loan amount + 10.30% Service Tax.
  • Funding of Ratio: 85% of the property cost and bank valuation which ever lesser Loan period will be 15 to 20 Years.